Terms and Conditions

Welcome to Moniemate! These Terms and Conditions (“Terms”) govern your use of our services, including our mobile application, website, and any related services (collectively, the “Services”). By accessing or using Moniemate, you agree to comply with these Terms. If you do not agree with any part of these Terms, please do not use our Services.

1. Acceptance of Terms

By creating an account or using our Services, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Services on behalf of a business, you represent that you have the authority to bind that business to these Terms.

2. Services Overview

Moniemate provides a secure platform for individuals and businesses to perform transactions using our unique identifier, the Monie Tag. Our Services include:

  • Fraud Protection: We employ advanced security measures to protect users from fraud during transactions.
  • No Contact Point of Sale (POS): Our system enables secure payments for both small and large businesses without physical contact.
  • Bill Payments: Users can pay their bills, including virtual top-up (VTU) payments and subscriptions, seamlessly through our platform.
  • E-commerce Platform: Small, medium, and large businesses can reach potential customers via our e-commerce solutions.

3. Account Registration

To use certain features of our Services, you must create an account. You agree to:

  • Provide accurate, current, and complete information during the registration process.
  • Maintain the security of your password and accept all risks of unauthorized access to your account.
  • Notify us immediately of any unauthorized use of your account or any other breach of security.

4. User Responsibilities

You agree not to use the Services for any unlawful purpose or in a way that could damage, disable, overburden, or impair the Services. You also agree not to:

  • Impersonate any person or entity or misrepresent your affiliation with a person or entity.
  • Use automated means to access the Services for any purpose without our express written permission.
  • Transmit any viruses, worms, or other malicious code.

5. Payment Processing

Moniemate facilitates payment processing for users and businesses. By using our Services, you agree to comply with all applicable laws and regulations regarding payments. We reserve the right to refuse service or terminate accounts for any suspected fraudulent activity.

6. Fees

While some of our Services are provided free of charge, we may charge fees for certain transactions or services. We will notify you of any fees prior to processing a transaction. You agree to pay all applicable fees associated with your use of the Services.

7. Intellectual Property

All content, trademarks, and other intellectual property associated with Moniemate are owned by us or our licensors. You may not use any of our intellectual property without our prior written consent.

8. Limitation of Liability

To the fullest extent permitted by law, Moniemate shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Services. Our total liability to you for any claims arising from these Terms shall not exceed the amount paid by you for the Services in the twelve months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Moniemate, its affiliates, officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of your use of the Services or violation of these Terms.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website. Your continued use of the Services after such changes constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms shall be resolved in the courts located in the Federal Republic of Nigeria.

12. Contact Us

If you have any questions about these Terms or our Services, please contact us at:

Moniemate Support
Email: moniemate@gmail.com

or: info@mymoniemate.com
Phone: +2349071943338

By using Moniemate’s Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

Warm regards; moniemate.